¹ Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant's credit profile. Finance amount may vary depending on the applicant's state of residence.
² BHG Money business loans typically range from $20,000 to $250,000; however, well-qualified borrowers may be eligible for business loans up to $500,000.
³ This is not a guaranteed offer of credit and is subject to credit approval.
Testimonial(s) based on unique customer experience. Individual customer experiences may vary.
For California Residents: BHG Money loans made or arranged pursuant to a California Financing Law license - Number 603G493.
IMPORTANT INFORMATION ABOUT ESTABLISHING A NEW CUSTOMER RELATIONSHIP
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies every customer. What this means for you: When you apply for a loan, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If all required documentation is not provided, we may be unable to establish a customer relationship with you.
Business Loans
Tailored commercial financing with amounts up to $500K1,2 and flexible terms of up to 12 years1
Turn business debts into one fixed and affordable monthly payment
Existing business investment loan
Upgrade and expand your current business to increase your bottom line
Buy into a business or develop passive income opportunities
Boost your liquidity to finance all of your business needs and initiatives
Personal Loans
Customized consumer financing with amounts up to $200K1 and flexible terms of up to 10 years1
Turn personal debts into one fixed and affordable monthly payment
Remodel your kitchen and bath, add a pool, or make other upgrades to your space
Pursue multiple goals with one comprehensive financial solution
WAYS TO USE YOUR LOAN
Complete your first acquisition,
or add to your portfolio
We’ve been providing specialized business financing since 2001, including unique solutions designed to support acquisitions. You can depend on us to provide a loan that meets your needs.
BHG Money offers large loans to support your most ambitious goals and flexible terms to help you maximize the affordability of your monthly payments.
Types of acquisitions you can finance
- Company acquisition
- Multiple business financing
- Group buy-in
- Partner buyout
HELPFUL THINGS TO KEEP IN MIND
Factors to consider when determining if acquisition is right for you
A business acquisition can be a lucrative investment. However, it’s important to understand the pros and cons as you evaluate purchase opportunities. Here are some key insights to consider.
Understanding the cost
The cost of an acquisition opportunity may seem prohibitive at first.
Take, for example, a partner buyout. In a 50/50 partnership, it’s likely the partner looking to leave the operation will seek compensation equal to half of the business’ capital.
If you’re in the market to acquire a business you’re not affiliated with, the current owner will charge you a price in relation to annual earnings, or multiples of profit. An attractive business is valued at high multiples.
It’s important to know the full cost upfront, and to understand how much financing you will need to close the transaction. While an acquisition requires significant capital, it’s an opportunity for you to increase your income substantially in the long run.
The advantages of an acquisition
While there is a sizable cost to be paid upfront, a business acquisition can be very profitable.
You will have the benefit of:
- Obtaining an established customer base and reputation
- Already having trained staff in place
- Inheriting equipment and technology
- Knowing that the business has been stress tested
Post-acquisition periods are generally less challenging if you purchase a business that complements your current operations or skillset—and you may create value faster.
"BHG enabled me to make the quick financial moves required to take advantage of a business opportunity."
- Robert Colligan
BUSINESS LOAN FEATURES
Premium financing for elite professionals
We offer a unique combination of large loan amounts and extended repayment terms,1 providing you with affordable monthly payments. You’ll also experience a simplified lending process with dedicated concierge service.
